Reverse mortgages are an option that might work for you, especially if you are buying a property today.  Values in a reverse mortgage are set at todays' value.

If you already have a home and you purchased it at the peak of the market your equity is probably gone in many cases this product won't work for you.  However, if you are interested I wanted you to see this site. So many sites that try to explain reverse mortgages have a vested interest in selling you something.  I like this site because you get direct answers with no sales pressure.  For anyone considering a reverse mortgage this is a great place to start.

I have other resources and people you can talk to.  As always, if I can help don't hesitate to send me an email or call me.